Wednesday, August 11, 2010

The 40-Year Plan---How's It Working For You?

Are you familiar with 'the 40-year plan'?  I'll briefly explain.  Your parents prepare you by telling you:
"You must go to school and get good grades, so you can get a good job, where you can work and provide for your family.  You work for 40 years for someone, then you will have a solid retirement to live happy for the rest of your life."  Insurance statistics show that only happens for FIVE PERCENT of the people--yes, 5%!

About 30 percent of the people die before retirement age and the rest are still working, or depend on the government, family or charities.

The 40-year plan wasn't working for us.  I was climbing the Corporate ladder, but my bills were climbing faster.  When we decided to break the traditional plan, I had already been a 5-time cancer survivor, so even with good insurance, the medical bills were huge.  Then, we also had 3 children in college at the same time for a few years.  Plus, we lost everything in the New Braunfels flood of 1998--we had 17 feet of water run through our house.

So it was obvious, "if nothing changes, nothing changes."  We chose to enter network marketing, again.  We had done it with four other companies and never made any money.  Why was this one different?  Maybe the timing was better for us.  But, the huge difference was that we found a consumable product that was better than anything else on the market (USANA) and we didn't have to inventory product or deliver product.  Plus, every time it shipped to the consumer, we received credit for that sales volume (true residual income).  In 9 months, Gwen was able to quit her job, then within 3 years I was able to leave my senior management position.  We worked hard, but it worked for us.

We chose to get out of our comfort zone and do something totally different.  We were totally committed to do it right and kept going when times were tough.

Five years ago, did you have dreams and expectations of where you planned to be?  Are you there today?  If not, then I encourage you to step out of your comfort zone and take control of your financial future. 

If you would like more information, click here to Contact Me.

1 comment:

monica said...

I totally agree with you... the 40 year plan is outdated... people now days DON'T want the 40 year plan, all my friends (including myself) are always talking about new ways to get out and enjoy life... people sometimes get cought up thinking about a "good job" that will give them a good retirement; however, they don't think about the 40 years in between... what are you doing for 40 years?! I am super EXCITED to go to the USANA convention for the first time, I know it will be a break thru for us. Cheers (as I drink my USANA shake at my office).